It is now two months since I retired and I’ve had a busy social life. The summer has been great. Although we’ve had record consecutive days of heat, the most number of heat warnings in a summer, and air quality warnings, I’ve found time to play sports. Recently I started gardening again, primarily …

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It has been one month since I retired and I haven’t been bored yet. We’ll see how I feel after the next few months. During my retired life I have been cooking more frequently, playing sports, and reading books. One of these books is The Fundamentals of Investing by Daniel Pronk. It has helped me understand …

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As smartphones become more pervasive, having access to the internet is critical. On a past trip to Japan, I rented a hotspot device for approximately C$7/day. In the US, I topped up a SIM card for C$4/day. And in Portugal, I purchased a SIM card for C$40. The problem with these options is that they’re expensive …

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Well, I did it. Yesterday was my last day at work. I’m both exhausted and excited for what’s next. I purchased several books related to programming and AI so that I can keep up, but also so that I can work on pet projects. I’m interested in what I can do with AI to enhance my life. I also have a lot …

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We’re deep into earnings season and the stock market has been recovering. Many of the big tech stocks have surged higher. But companies like Apple warn about the effect of tariffs on future earnings. Indeed, we won’t see the impact of inflation in the past quarter, but the next one or two quarters will …

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It’s no surprise that April was a tumultuous month thanks to Donald Trump’s tariffs. To me, this looks like an isolationist policy that will only weaken the US dollar, the US economy, and the US’ standing in the world. The US is in utter chaos. Deportation of people, whether they are legally allowed …

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I recently went on an extended trip to Australia and New Zealand. Based on my research, merchants in these countries support credit card transactions. This turned out to be true. However, what I found was that just about every merchant charged a credit card surcharge of up to 2%. That was surprising as I’m used …

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Over the past month, I had the privilege of taking an extended vacation to the South Pacific. Visiting Australia and New Zealand was on my bucket list for a long time. But as anyone who has traveled to these countries can tell you, you can’t see and do everything within a month. It was a whirlwind trip as I flew …

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January was a tumultuous month for he stock market. We witnessed the inauguration of Donald Trump, again, as the US President. We also witnessed the assignment of unqualified billionaires to the administration. We also witnessed the threat of tariffs on Canadian goods coming into the US. Along with another quarter …

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Happy New Year! I hope you all had a relaxing and restful holiday season. 2024 was an excellent year for the stock market. My net worth increased by 43%, fueled mostly by stock market performance. 80% of my investments are in USD, so the strong US dollar certainly helped. I’m heavily invested in technology …

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